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* In case of purchasing a smartphone and/or other mobile device at a price of AMD 30,000 or more, purchase by installment for individuals is carried out through the Sprint system of “Inecobank”.
Read the terms of sales below:
| Bank | “Inecobank” |
|---|---|
| Age of the borrower | 21 till 70-year-old |
| Annual nominal interest rate |
19 - 21.7 % The inquiry is made for a 36-month period |
| Actual interest rate | 20.7 - 23.94 % |
| Down payment | 0 AMD |
| Period (months) | 12, 24 or 36 months |
| Maximum amount | 5 500 000 AMD |
| Minimum amount | 30 000 AMD |
| Required documents | Passport, social card /or its number/ or ID card |
| Actual registration | Yes |
|
Registration in Artsakh |
Per standard installment processing procedure, without additional documents The registration address line provides the option Republic of Artsakh |
| Number of smartphones sold by a single credit contract | Maximum 2 /two/ devices of the same model |
| Internet page of the Sprint system | www.sprintonline.am |
| Web-site of the bank | www.inecobank.am |
| Bank phone number | +374 10 51 05 10 |
| Note |
“Inecobank” is controlled by the Central Bank of Armenia |
Read the terms of sales below:
| Bank | “Evocabank” |
|---|---|
| Age of the borrower | 19-65 year-old |
| Annual interest rate |
20 % |
| Period (months) | 24-48 months |
| Maximum amount | 2 000 000 AMD |
| Minimum amount | 50 000 AMD |
| Required documents | Identity document (passport/identification card), public service number (social card), registration address (passport code 070 must have a registration address in the Republic of Armenia) |
| Actual interest rate | up to 22.98% |
| Link of the web page on loans | https://www.evoca.am/en/loans/online-loans/online-and-point-of-sale-loans |
| Web-site of the bank | https://www.evoca.am/en/ |
|
Bank phone number |
+374 10 60 55 55 |
| Note |
“Evocabank” is controlled by the Central Bank of Armenia |
|
Purpose |
Loan Purpose |
Purchases carried out within the limits established under the MyPay service. |
|
Customer Personal Data |
Customer Age |
18-60 |
|
Customer |
Citizens and residents of the Republic of Armenia who have an account with “Ameriabank” CJSC and are users of the MyAmeria system |
|
|
Loan Conditions |
Currency |
AMD |
|
Maximum Loan Amount |
MyPay available limit |
|
|
Maximum Amount of All Loans |
MyPay Limit: 29,900 - 2,000,000 AMD |
|
|
Minimum Loan Amount |
29,900 AMD |
|
|
Term (Month) |
Minimum: 1 month Maximum: 6 months |
|
|
Annual Nominal Interest Rate |
Fixed |
|
|
1 month - 0% 3 months - 8% 6 months - 13% |
||
|
Effective Annual Interest Rate |
0-21.81% |
|
|
One-time Provision Fee / Advance Payment |
Not available |
|
|
Loan Repayment Methods |
|
|
|
Required Documents |
Documents |
n/a |
|
Fines and penalties |
Penalties on overdue principal and interest amounts |
In case of violation of the repayment terms stipulated in the Contract, the Customer shall pay the Bank a penalty for each day of delay, |
|
Early Loan Repayment Fee |
Early Loan Repayment Fee |
No penalties or fines are charged in case of early loan repayment. |
|
Delivery Method |
Delivery Method |
Non-cash. The loan amount is transferred to the Bank’s transit account opened in the Customer’s name. |
|
The main terms of the MyPay service are defined in the “Main Terms of Provision of the MyPay Service” (11RBD RL 72-44-01). Link: https://ameriabank.am/useful-links Ameriabank CJSC is regulated by the Central Bank of the Republic of Armenia. |
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